No replatforming, ETL or data migration.
Connect existing data in place. BEAM operates within your environment on live data, without core replacement or multi-year data migration.
In-cloud agentic AI financial personalization engine
The speed of buying, with the control and differentiation of building.
BEAM catalyzes modern, AI-driven personalization for incumbent financial institutions without changing core systems. Data connects in place with no replatforming, ETL, or migration. Agents discover the right data by business problem and self-assemble into Agentic Apps that run repeatedly with transparent, auditable behavior to publish actionable outputs, alerts, and next best actions into the tools teams already use, scaling revenue and productivity.
Join partners already using BEAM to scale agentic personalization with full financial institutional control.
What BEAM Solves
Incumbents need flexible, scalable agentic personalization, now.
Most financial institutions are stuck between two weak options: buy generic tooling that doesn’t fit their data, workflows, or governance needs, or fund long internal builds that take years. BEAM gives you the best of both worlds: deploy quickly, keep data in-house, stay flexible, and own your agentic edge.
Agents discover the right data
For each business problem, agents identify and link the relevant data context automatically across Transactions, CRM, and all other financial domains.
Self-assembly into Agentic Apps
Agent collections self-assemble into purpose-built Agentic Apps that solve business problems, produce explainable outputs, and become reusable operating assets.
Flexible by design
Deploy anywhere containers run, work with any data shape, any model family, and any infrastructure standards your institution requires.
Who BEAM is for
Incumbent financial institutions that want accelerate business outcomes with the data they already have.
BanksWealth/RIAsInsuranceAsset ManagersPayments
Launch
BEAM grows with your needs.
Teams realize measurable impact quickly by connecting existing data in place, letting agents discover the right data by business problem, and deploying high-value outputs into current channels and systems. As adoption deepens, financial institutions expand into institution-owned agentic assets that compound personalization value.
BEAM Go
Start hereImmediate execution on primary financial data
Start with Transactions and CRM. Teams state the business problem, and BEAM builds Agentic Apps on live data in place that produce decisions and measurable outcomes.
- Fast start with proven agent building blocks.
- Early measurable impact without replatforming.
- Explainable outputs routed into existing channels.
BEAM Forge
Own your differentiated capability
When it’s proprietary, teams build FI-owned agents on BEAM to create custom Agentic Apps that competitors can’t copy.
- Build custom agents for proprietary domains.
- Keep ownership of agentic IP and execution logic.
- Scale differentiated capability across business lines.
BEAM Command
Coordinate at firm scale
As confidence deepens, financial institutions orchestrate and coordinate their Agentic Apps across their BEAM estate to deliver personalization at scale.
- Orchestrate and coordinate Agentic Apps across all teams and channels.
- Enable agents to take personalized action as trust grows.
- Unlock comprehensive VIP treatment for every client.
Starting point
Starting point: BEAM Go
BEAM Go is the fast-entry version of the BEAM Engine for Transactions and CRM. It assembles pre-built agents into Agentic Apps that solve business problems in these domains with transparent, auditable, repeatable behavior.
From Business Problem to Agentic Solution
From business question to repeatable Agentic App in minutes.
Define the business problem
A product owner defines the business outcome, success threshold, and action needed.
Assemble the Agentic App
Pre-built agents discover the right data context and assemble into an Agentic App tailored to that exact problem.
Publish and run repeatedly
Outputs are transparent and auditable, then published into current tools as repeatable action.
Key concepts
No ETL or data migrationData in placeAgent discoveryTransparent and auditableActionable outputsRoutes to existing tools
Value
BEAM outcomes are designed to compound.
Teams improve the quality, speed, and consistency of personalized treatment through reusable Agentic Apps that keep paying back across revenue, loyalty, and efficiency.
Revenue and retention
Sharper client prioritization and timing improves conversion quality, deepens relationships, and reduces avoidable attrition.
Risk and loss control
Earlier detection and clearer intervention signals reduce downstream losses while improving consistency of treatment.
Productivity and unit economics
Teams spend less time assembling analysis and more time executing high-value actions with explainable confidence.
Use Cases
Start with the data every FI already has: Transactions and CRM.
Transactions + CRM Activation Path
One repeatable process across your two primary financial datasets.
TransactionsCRM
Connect live context in place
No replatforming, ETL or data migration. BEAM reads live transactional and relationship context directly in your environment.
Discover and prioritize what matters
Agents identify signals, cohorts, and next-best opportunities by business problem with explainable rationale.
Publish and realize value
Actionable outputs, alerts, and next best actions route directly into existing channels and systems from live data.
Key concepts
No ETL or data migrationData in placeClient prioritizationNext best actionsTransparent and auditableIn-tool executionRepeatable outcomes
Beyond Transactions and CRM
As trust grows, financial institutions expand the same Agentic App approach into any other proprietary domains where automated personalization magnifies their own competitive edge. For example, across front-office and operations workflows, spanning revenue, retention, and activation as well as risk, compliance, and cost reduction.
Engine
What the BEAM Engine is and how it runs in your cloud.
BEAM composes your data foundations, AI foundations, and agent orchestration into one governed in-cloud system that publishes personalization into the tools teams already use.
Financial Data Domains
TransactionsCRM/ClientAssets/LiabilitiesRisk/ComplianceIdentityInteractionsPreferencesContext/Reference
BEAM Engine
Data FoundationAI/ML FoundationAgent LayerSecurityRoutingOrchestration
Delivery Surfaces
Client ChannelsStaff ToolsCurrent Systems via API
Step 1
Connect in place
Connect existing data where it already lives with no replatforming, ETL, or data migration.
Step 2
Assemble Agentic Apps
Agents discover relevant context and assemble Agentic Apps that solve business problems with transparent, auditable behavior.
Step 3
Publish and use
Actionable outputs, alerts, and next best actions route directly into existing channels and systems from live data.
Deployment flexibility
- Deploy anywhere you can run a container.
- Work with any data shape, structured or unstructured.
- Use any model family aligned to your policy and risk posture.
- Fit any infrastructure standard your institution requires.
Built for financial services constraints
- Transparent and explainable output generation.
- Secure API integration into current systems.
- Governed operation aligned to existing controls.
- Reusable operating assets that scale across teams.
Team
Team
Proven practicioners in financial data and AI realizing hundreds of millions in business value.
Dr Ilya Zheludev
Chief Executive Officer · Founder
Built and scaled financial data and AI capabilities that delivered material business value across major banking environments.
Connect on LinkedIn
Michael Reed
Chief Technology Officer · Co-Founder
Repeat CTO/CIO and technology modernizer with deep financial institution engineering experience.
Connect on LinkedIn
Alex Cuppage
Strategy and Sales · Co-Founder
Fintech investor-operator focused on structural shifts in financial services and commercial scaling.
Connect on LinkedInWhy Now
The next few years decide who keeps the customer relationship.
Agentic personalization standards are being set now. Digital-first players are gaining share with leaner economics. Incumbents that execute quickly with control keep relevance; those that delay lose margin, loyalty, and distribution power.
Engagement is shifting
Client journeys are moving toward AI-mediated interaction, raising the bar for personalization speed and precision.
Competition is compounding
Digital-native institutions are scaling high-quality treatment at lower unit cost while incumbents absorb structural drag.
Execution quality matters
Winning now requires impact in weeks, not years, without losing governance, ownership, or system flexibility.
Book a Demo
See what BEAM can launch for you.
Bring your top business problems. We’ll show how BEAM runs in your cloud on data in-place, how to launch quickly, and how personalization value compounds over time.
Join partners already using BEAM to scale agentic personalization with full financial institutional control.