The BEAM Engine
An in-cloud agentic engine that connects your data in place, autonomously networks agents into problem-solving Agentic Apps, and routes decision-ready outputs into staff and client workflows.
Overview
In-cloud agentic AI personalization for incumbent financial institutions.
BEAM turns your fragmented FI data into defensible Agentic Apps that run in your cloud, integrate with existing systems, and deliver transparent, repeatable gains in revenue and productivity.
The challenge
Incumbent FIs should not have to choose between commodity personalization tools that export data and cannot differentiate, or multi-year internal builds at massive cost. BEAM delivers near-term, in-cloud personalization and productivity gains with the speed of buying, while preserving FI-owned control, safety, and differentiation.
Why now
The next few years decide who keeps the customer relationship. FIs that deploy agentic personalization fast, with control and flexibility, keep relevance and loyalty, expand margins, and scale distribution power.
FI-owned agentic personalization, fast
Runs in your cloudAny dataAny infrastructureAny modelNo replatformingNo ETL or data migrationAgent self-assemblyFI-owned agentic personalizationTransparent, auditable operationDeterministic, repeatable results
Solutions
Applied coverage across financial domains.
One Engine across Consumer, Commercial, and Asset, Wealth and Capital Management domains so FIs can comprehensively scale personalization and productivity from a single flexible foundation.
Domain Coverage
Consumer coverage for institutions that need faster, more precise treatment across retention, risk, servicing, and lifecycle personalization.
Focus area
Retention and balance growth
What BEAM optimizes: Grow deposits and expand wallet share.
Typical Inputs
TransactionsCRM/client profileInteraction historyRate and balance signals
Impact
Improves retention and balance growth by directing outreach and offers to the highest-value opportunities.
Focus area
Early risk and loss prevention
What BEAM optimizes: Surfaces early deterioration signals and flags where proactive intervention can reduce avoidable loss.
Typical Inputs
TransactionsServicing behaviorPayment patternsRisk events
Impact
Reduces downstream loss and strengthens intervention consistency through earlier, explainable risk signals.
Focus area
Service and operations productivity
What BEAM optimizes: Prioritizes operational work queues and guides teams with context-aware recommendations in existing workflows.
Typical Inputs
Case logsCRM notesPolicies and proceduresOperational status data
Impact
Lowers cost-to-serve while improving response quality and speed across frontline and operations teams.
Focus area
Next-best action
What BEAM optimizes: Matches clients to relevant actions and treatment paths with transparent rationale tied to real-time context.
Typical Inputs
TransactionsCRM/client profileBehavioral signalsPreference context
Impact
Improves conversion quality and customer experience through more relevant, timely, and consistent engagement.
Deployment path
Go, Forge your edge, then Command your FI.
Institutions start with BEAM Go for primary data domains, then expand into FI-owned differentiation through BEAM Forge and firm-scale personalization through BEAM Command.
BEAM Go
Start hereImmediate uplifts from primary financial data
Start with Transactions and CRM. Teams state the business problem, and BEAM builds Agentic Apps on live data in-place that produce decisions and measurable uplifts.
- Fast start with proven agent building blocks.
- Immediate measurable business impact.
- Explainable outputs routed into existing channels.
BEAM Forge
Own your differentiated capability
When the needs are proprietary, teams build FI-owned agents on BEAM to create custom Agentic Apps competitors cannot replicate.
- Build custom agents for proprietary domains.
- Retain ownership of agentic IP and execution logic.
- Scale differentiated capability.
BEAM Command
Coordinate at firm scale
As confidence deepens, financial institutions orchestrate and coordinate Agentic Apps across their BEAM estate to deliver personalization at scale.
- Orchestrate Agentic Apps across teams, business units and channels.
- Enable agentic action taking as trust and controls mature.
- Deliver comprehensive VIP treatment at FI scale to all clients.
Starting point
Start with BEAM Go
BEAM Go is the fast-entry version of the BEAM Engine for Transactions and CRM. It self-assembles pre-built agents into Agentic Apps that solve business problems in these domains with transparent, auditable, repeatable behavior.
From Business Problem to Agentic Solution
Business questions to repeatable Agentic App solutions in minutes.
Define the business problem
A product owner states the business outcome needed.
Assemble the Agentic App
Pre-built agents discover the right data context and self-assemble into an Agentic App tailored to that exact problem.
Publish and run repeatedly
Agentic App solutions are published to the FI as repeatable, reusable actions.
Key concepts
No-codeSolutions self-assembleTransparent and auditableRepeatable and deterministicActionable outputsIntegrates into existing systems
Engine
How the BEAM Engine works in your cloud.
BEAM combines data connectivity, understanding, agent orchestration, and governed operation into one in-cloud system. Designed for financial-services controls while remaining flexible across data, infrastructure, models and toolchains.
How It Works
Step 1
Connect data in place
Connect Transactions, CRM, and other data domains where they already live with no replatforming or ETL migration.
Step 2
Understand context
Agents profile data semantics and relationships so each problem has the right context before execution.
Step 3
Orchestrate agents
Specialized agents assemble into repeatable Agentic Apps that execute in governed order with explainable logic.
Step 4
Publish into workflows
Repeatable, decision-ready personalization outputs route into exisitng staff and client workflows via API.
Financial Data Domains
TransactionsCRM/ClientAssets/LiabilitiesRisk/ComplianceIdentityInteractionsPreferencesContext/Reference
BEAM Engine
Data FoundationAI/ML FoundationAgent LayerSecurityRoutingOrchestration
Delivery Surfaces
Client ChannelsStaff ToolsCurrent Systems
Deployment
Runs anywhere you can host containers, keeping your data in-house and under your guardrails.
Controls
All processing is transparent, with auditable outputs that adhere to your risk, compliance, and operating controls.
Integration
BEAM plugs into your FI’s existing systems and tools, routing outputs into the workflows teams already use for seamless adoption.
Book a Demo
See what BEAM can launch for you.
Bring your top business problems. We’ll show how BEAM runs in your cloud on data in-place, how to launch quickly, and how personalization value compounds over time.
Join partners already using BEAM to scale agentic personalization with full financial institutional control.